Monday Questionnaire
A Day Early and a Dollar Short Edition
1. If you had an extra hundred dollars every month, what would you put it towards?
2. Where have you last reduced your expenses?
3. What do you do with your change? Keep it with your bills? In your pocket? Squirrel it away?
posted by Eric @ 5:32 PM
3 Comments:
1. Probably I would use it to pay down the little debt I still have. Or I would save it for going-out-to-dinner money.
2. I am amazed, though probably I shouldn't be, by how much I've saved by joining Netflix and Blockbuster instead of buying DVDs.
3. Usually I'll keep it with my bills and use it for my next cash transaction if possible. Sometimes, if it's just pennies and nickels, I'll throw it away.
1. If I was behaving well, I would put it toward my IRA contribution for the year. More than likely I would do nothing specific, but hope that my savings account would grow more over time. This is actually a very real situation, as I've got a small unexpected raise starting in February. If I think of it, I can report back on what really happens.
2. Until very recently I had cut my random computery type purchases significantly. I would probably go with music purchases as something that used to be where much more of my money went.
3. I have a huge pile of coins on my desk. At the end of each day, any coins I have are added to that pile. I used to gather up my coins to buy stamps, but now the stamp machines at the post office only take credit cards and I'd feel bad about going up to the desk to buy $15 worth of stamps with nickels, dimes, and quarters. I will probably pull out all the quarters some day to use at the self-serve car wash place.
1. Theoretically, I would throw it at my credit card statement or into savings; in fantasy, I would save it up and then travel to faraway places; in reality, I would probably dine out.
2. The public library is my friend.
3. Coins first go into the change section of my wallet, from whence they scatter all over the bottom of my bag. When I fish them out, I place them in the change dish in the bedroom, and, when I think of it, I pull out the quarters, shining and proud, and place them in the laundry money jar.
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