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Sunday, January 29, 2006

Monday Questionnaire
A Day Early and a Dollar Short Edition

1. If you had an extra hundred dollars every month, what would you put it towards?

2. Where have you last reduced your expenses?

3. What do you do with your change? Keep it with your bills? In your pocket? Squirrel it away?

5 Comments:

Blogger Eric said...

1. Probably I would use it to pay down the little debt I still have. Or I would save it for going-out-to-dinner money.

2. I am amazed, though probably I shouldn't be, by how much I've saved by joining Netflix and Blockbuster instead of buying DVDs.

3. Usually I'll keep it with my bills and use it for my next cash transaction if possible. Sometimes, if it's just pennies and nickels, I'll throw it away.

5:39 PM  
Anonymous ben said...

1. If I was behaving well, I would put it toward my IRA contribution for the year. More than likely I would do nothing specific, but hope that my savings account would grow more over time. This is actually a very real situation, as I've got a small unexpected raise starting in February. If I think of it, I can report back on what really happens.

2. Until very recently I had cut my random computery type purchases significantly. I would probably go with music purchases as something that used to be where much more of my money went.

3. I have a huge pile of coins on my desk. At the end of each day, any coins I have are added to that pile. I used to gather up my coins to buy stamps, but now the stamp machines at the post office only take credit cards and I'd feel bad about going up to the desk to buy $15 worth of stamps with nickels, dimes, and quarters. I will probably pull out all the quarters some day to use at the self-serve car wash place.

6:10 PM  
Blogger kStyle said...

1. Theoretically, I would throw it at my credit card statement or into savings; in fantasy, I would save it up and then travel to faraway places; in reality, I would probably dine out.

2. The public library is my friend.

3. Coins first go into the change section of my wallet, from whence they scatter all over the bottom of my bag. When I fish them out, I place them in the change dish in the bedroom, and, when I think of it, I pull out the quarters, shining and proud, and place them in the laundry money jar.

10:18 PM  
Blogger Ann said...

1. Definitely apply it to my 403(b)

2. One of my resolutions for 2006 is to eliminate impulse buying. Not that it's ever been a problem--I just have a philosophical concern about buying something I'm not absolutely sure I need or want. Plus I'm trying to go at least three days a week without spending a cent, and not buy snacks at work. Bottles of Coke are currently my downfall on both counts.

3. We have a jar on the bookshelf for laundry quarters. We have a bucket in the kitchen cabinet for dimes and nickels, which I raid when I need an extra twenty-five cents for a bottle of Coke. We have a "penny pig" next to the change bucket; when it gets full, we redeem the pennies at the bank for real money. (This has happened only once since 2000; we had $35.)

2:57 PM  
Blogger Emma Goldman said...

1. Probably throw it at debt or savings.

2. We've cut down significantly on going out to dinner, which is a drag, as we both like it, but the Austerity Budget simply does not permit the same spending that the Emma-has-a-job-that-pays-real-money scenario permitted.

3. I tend to spend them. The quarters get separated out for parking for S and B, when I remember to bring them. If there's a big enough pile, Crawdaddy and I will go to the local Dominick's and turn the coins into a Starbucks card via the CoinStar machine.

9:14 PM  

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