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the original kStyle blog.

Saturday, September 17, 2005

Help Me

Does anyone out there have a tip for making checkbook balancing a less daunting, easier task? I hate it more than folding laundry. And I hate folding laundry.

7 Comments:

Blogger Eric said...

I have a suggestion, though I'm not sure it's quite what you're looking for. I too hate balancing my checkbook, so this is the plan I devised early on:

I don't balance my checkbook.

Here's what I do instead: every few days I log on to my bank's website to check the transaction record. If it generally matches my general memory of my debit card transactions and the checks I've written, then I let it go. Over the twelve years or so I've been using some form of this system (the phone did the job of the internet, before there was an internet), it's possible some errors worked in the bank's favor, or in mine, or both. I'm sure it's balanced out over the long haul.

And even if it didn't, I win anyway, because I've never had to balance my checkbook.

9:29 AM  
Blogger Emma Goldman said...

I need to know more about what part of it isn't working well for you--do you have trouble getting things to balance out? Do you just hate to do it? do you have math anxiety? Each of these has a slightly different solution, I think. The other thing that might work is just doing it every single week. Set aside an hour or so every weekend, make sure you've collected all your slips, and just do it. the more you do it, the less onerous it'll become. Or so I'm claiming.

1:29 PM  
Blogger Ann said...

I'm with Eric. I've always assumed that their math is less error-prone than mine, and as long as I recognize the transactions, I'm good. If you aren't as lazy as I am, you can keep a list of everything you buy and how much it cost and compare it to your online statement.

10:23 AM  
Blogger kStyle said...

Eric & Ann, G. uses the same system as y'all. I might try it, especially since I keep a running budget in Excel. Actually, that's what I've sort of been doing, except that I let the bank statements pile up without looking because I've been meaning--I really HAVE--to balance the damn checkbook for about 8 months.

Emma, I hate every part of it. Also that it seems to take a WHOLE day. I think I'm going to use Quicken to do the math for me, then check what Quicken says vs what my bank statement says at the end of the month...

1:58 PM  
Blogger Eric said...

Oh, having to look at piling-up bank statements is an even easier problem. When mine arrive, I don't open them and put them in a drawer.

You don't have to look at them if they're in the drawer.

3:46 PM  
Blogger Ann said...

My filing system involves paper bags from the grocery store. Paper bags with handles.

kStyle, if you'll pay for the shipping, I'd be glad to fold your laundry. It's one of a limited number of chores I actually enjoy.

5:19 PM  
Blogger kStyle said...

Then I'd be happy to dust for you. Actually, Ann, I was just thinking about how I kind of like to cook and bake, but I can't sew, and you're the opposite, yes? Therefore, were this the 1800s, we would do well to live on adjacent homesteads and help each other out.

8:51 AM  

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